Friday, 22 June 2012

A Toast To Debt

I have many bills but in the mail today came one that I found to be quite amusing. According to the greedy f*ckers at my main bank they think it’s funny to send out this little tidbit of knowledge notifying me that paying minimum payments will take me 114 years and two months to be debt free. Is this a joke? I will be 138 years old, most likely dead, unless they come up with some miracle anti ageing remedy (hey, I hear they are working on it). Really though, 114 years, how can one sentence be so amusing yet depressing at the same time.

Oh well, here’s a toast to the next 114 years of debt, cheers! 
With love, A

Preliminary. An Introduction.

Where do I start? Well I am 24 years young (who the heck wants to say old?) and I am married with no children, which is how I intend to keep it for quite some time. I get a lot of criticism for not wanting children, people assume because I’m married then children must follow but hey it’s a new era and in this day and age it is quite common to wait. I try to come off as some cool fun woman with reasons for why I don’t want children (right now), I want to travel, see the world and it’s wonders and just have a fricking good time but there are some more deep reasonable explanations for  it also….I am in debt. Debt is serious despite my cool exterior responses to it, it bothers me. How the hell can I afford another human being when I can’t afford myself? That to me is what debt is, you can’t afford yourself and that’s me in a nutshell, I am too expensive for myself! What a weird concept, to be too expensive for one’s self.

I am approximately $25,000 in debt making minimum payments getting nowhere near seeing the finish line. I could afford to make higher payments but then guess what that means….less shopping money, no fricking way I could have that! So where do you wonder does this rather large debt come from? It comes from fun let me tell you, it was pure fun. Do I regret everything I bought and did with that money? Nope. What I regret is having to pay for it afterwards. Paying a credit card company for something you bought two years ago is like having to pay for every single birthday gift you’ve gotten. It’s just no fun; it’s something I hate having to do.

Maybe I am careless with money, maybe I do over indulge and maybe just maybe I am in denial about how bad my debt is. I tend to laugh it off, but hey what else can I do? Follow me and my blog on being a self confessed shopaholic with some major debt issues.

P.S I am writing this blog anonymously, not because I’m embarrassed by my debt but well, this is just more fun!
With love, A